Nasywa K, Nataneyla, and Leonard Andrie Manafe. “Skema Penjaminan Kredit UMKM : Studi Kasus Penanganan Debitur Bermasalah Oleh PT. Jamkrida Jatim”. JOURNAL OF ECONOMICS, BUSINESS, MANAGEMENT, ACCOUNTING AND SOCIAL SCIENCES 3, no. 4 (July 6, 2025): 229–237. Accessed June 6, 2026. https://putrajawa.co.id/ojs/index.php/jebmass/article/view/199.