Wijaya, Candra Kusuma. 2024. “PENGARUH FINANCIAL LITERACY, FINANCIAL ATTITUDE, FINANCIAL SELF-EFFICACY, FINANCIAL TECHNOLOGY, LOCUS OF CONTROL, LIFESTYLE TERHADAP FINANCIAL MANAGEMENT BEHAVIOUR PADA MAHASISWA SURABAYA HOBBY MODIF MOBIL”. JOURNAL OF ECONOMICS, BUSINESS, MANAGEMENT, ACCOUNTING AND SOCIAL SCIENCES 2 (2):55-64. https://doi.org/10.63200/jebmass.v2i2.111.